Priceless Financial Advice from SNL on Hulu

February 12, 2009

One of my favorite new websites is  It’s on-demand TV through your computer.  Recently a friend sent me this clip from an old Saturday Night Live which offers some great personal finance advice!  Here it is:

Hulu has hundreds of TV shows, movies, and clips that you can watch any time you want with just a few tiny 15-30 second commercials.  It’s free so it might help save on the cable or satellite bill.  If you are looking for more money saving tips check out the Dave Ramsey Show on hulu.


“Why Save Money?” or “Bad Things Happen In Threes!”

January 8, 2009

“Bad things happen in threes!”  At least that’s what the refrigerator repairman said.  It all started when we went on vacation to Gatlinburg, TN with my family which lives mostly out of town.  It was a great trip!  We stayed up late playing dominoes(I won rather handily BTW).  We got stuck on a mountainside and had to engineer our way down.  Even the long drive wasn’t bad.  This was one of the best vacations in recent memory.  But when we arrived at home 10pm on New Years Day it all unraveled!

Before I had gotten out of the car my wife says something loudly from the back door.

Link to Repair a Broken Refrigerator

Link to "Repair a Broken Refrigerator"

Our refrigerator was dead.  Hundreds of dollars worth of food now sat spoiled on the shelves.  On our beautiful wood floors there was an unholy mixture of previously frozen items from the freezer.  The floors had already started to warp from the moisture.

The cleanup lasted well into the night and early morning.  When I was just about done cleaning the floors  I thought about Murphy’s Law, “Anything bad that can happen, will happen.” Then I thought, “This is why I have money in savings.  I need to be an example to my family and the ones I care about to show them how to responsibly cope with little disasters such as this.  Bring it on Murphy!  I’m ready for whatever you can throw at me!” It was about this time that my wife noticed some little bugs in the house.  No problem, they probably came in when I had the doors open dealing with the fridge.  Wrong.  Our Christmas Tree(real tree) had about a thousand little dead bugs lying under it.  We figure they were in the tree and must have prematurely hatched outside of their natural habitat.  A few survived and were now living in our house.

On to round two where we hurriedly took down the decorations and escorted the tree outside!  With all the cleaning and vacuming done that night, one might have thought we had the mayor coming to visit the next day.  But all in all this whole thing was a breeze to cope with because there’s no question of how we are going to pay for the repairs.  The fridge was fixed for $120.  The bugs were no big deal once the tree was removed.  The floors might cost as much as $500 to repair.  Nothing a little savings can’t handle.  Now, taking the repairman’s advice, we’re waiting for Murphy’s third pitch.  Nothing yet, but I’m checking the air in all the tires!  We’re confident that whatever comes next, we, and our savings, will be ready to tackle it.

10 Christmas Songs to Sum Up 2008

December 10, 2008

While looking through my Christmas music library this afternoon, I thought about how some of these song titles are not only fitting for the holiday season they also seem to sum up this year of financial meltdowns, bailouts, and elections.  So here are my top ten Christmas songs that sum up 2008. Feel free to share your own favorite songs in the comments.

  • Don’t Save It All For Christmas Day – Save some for vacation, retirement, college, and other emergencies that are bound to happen.  Or just go and spend it all the day after Thanksgiving and continue living the American nightmare called out-of-control debt!
  • Light a Candle – The politicians all say we need to conserve energy.
  • Jingle Bell Rock – What misbehaving kids are getting for Christmas this year! (Rocks are  better for the environment than lumps of coal.)
  • Away In a Manger – Where people stashed their money when banks started failing.
  • I’ll Be Home For Christmas – I’m still recouping from last summers high gas prices.
  • Silver Bells – No! Not another precious metals advertisement!
  • Silent Night – What you hear when you ask a group of sub-prime lenders “What were you thinking?”
  • Here We Come A Caroling In our private jets and asking for a bailout.
  • A Strange Way to Save The World – That’s what we thought about the first bailout. Aww, maybe it will all work out after all?
  • All I Want For Christmas is … my 401k back!

Honorable Mention:

  • We Three Kings of Orient Are … Making everything in Wal-Mart.  (Hint: Made in China)

Happy Thanksgiving! Quiz included.

November 21, 2007

Here is a fun little quiz to test your Thanksgiving History knowledge. Link to quiz. I’m ashamed to admit that I only scored a 60 out of a possible 100 points.

Here’s another link to a video about Thanksgiving, so that you can prepare for the quiz.

From your friends at Piedmont Credit Union, have a wonderful Thanksgiving!

Am I losing my mind?

October 16, 2007

On the way back to the credit union this afternoon I saw the Goodyear blimp flying over Danville.   However, when I arrived at the credit union and exclaimed “Hey, did you guys see the blimp?”, it was gone!  Just like that the credit union staff thinks I have lost my mind!  I went outside to take a picture and it was nowhere to be seen, but I swear I could still hear the faint hum of its prop engines in the distance.

I know I’m not the only one who saw it because there were people on the side of the road looking up at it too.  So if anyone else saw it please let me know.  Then I’ll know whether or not I need to schedule a visit to the doctor!

To the faculty of G.L.H. Johnson Elementary…

October 1, 2007

Thank you for making my Monday! Mr. Macklin, your principal, obviously doesn’t like to waste time. This morning when I called about planning a visit sometime in the next two months he promptly said “How about today?” I’m sure glad I took up his suggestion because the teachers who I spoke with there were so full of fun and life that it simply made my Monday. It must be a great place to learn.

One Child’s Imagination

May 18, 2007

Last week at the Piedmont Credit Union Annual Meeting, several of our younger members had a good time learning the basics of saving money. The Money Monkey Super Savers kids club is off to a great start!

Money MonkeyOne of the young safari explorers in attendance was my four year old nephew, Aiden. After the meeting he was really excited about coming to the credit union to deposit his $5 voucher into his new account! That’s exactly the reaction we were going for. We want kids to be excited about learning wise habits with their money. Well come to find out, Aiden wasn’t just excited about starting his savings account, he thought he was going to get to work at the credit union too. Just like his Uncle Dan! He was expecting a desk with a computer and probably even some business cards! As much as I would love to have a little helper, there are laws regarding child labor.

My family got a laugh from this story but it made me think a little. What if we all approached our jobs (and lives) with as much enthusiasm and excitement as this four year old? How differently would we use our resources of time and money if our imaginations were the most important ingredient to our corporate and personal planning? Perhaps most of us have not exercised our creative muscles as much as we should or could if we are daring enough? I doubt most employers still encourage the old “bring your child to work day”, too many liability issues these days and most places probably value employee productivity over employee family relationships. But I would love to re-visit that concept. Perhaps children might see things that we do at work and think of ways to do them better? It could help the child see what work life is really like and can help shape who they want to be in life. There’s quite a bit of chatter on the Internet about finding ways to appeal to the younger generation which communicates as much via text messages as they do verbally. Maybe we should try to get them more involved in big decisions? Or maybe we should just require all employees to take an afternoon nap like Aiden and re-energize their creative. That sounds good too! Just some Thursday evening thoughts as I try to go back to sleep.