A Cheaper Date

February 24, 2009

Save a little money on date night with this coupon from Ruby Tuesday.  It’s says you can buy one entree and get a second entree free.  There are a few other details.  Click here for the coupon. It expires March 24, 2009.

I went to Ruby Tuesday in Danville recently and found it to be very good.


Priceless Financial Advice from SNL on Hulu

February 12, 2009

One of my favorite new websites is hulu.com.  It’s on-demand TV through your computer.  Recently a friend sent me this clip from an old Saturday Night Live which offers some great personal finance advice!  Here it is:

http://www.hulu.com/watch/1389/saturday-night-live-dont-buy-stuff

Hulu has hundreds of TV shows, movies, and clips that you can watch any time you want with just a few tiny 15-30 second commercials.  It’s free so it might help save on the cable or satellite bill.  If you are looking for more money saving tips check out the Dave Ramsey Show on hulu.


“Why Save Money?” or “Bad Things Happen In Threes!”

January 8, 2009

“Bad things happen in threes!”  At least that’s what the refrigerator repairman said.  It all started when we went on vacation to Gatlinburg, TN with my family which lives mostly out of town.  It was a great trip!  We stayed up late playing dominoes(I won rather handily BTW).  We got stuck on a mountainside and had to engineer our way down.  Even the long drive wasn’t bad.  This was one of the best vacations in recent memory.  But when we arrived at home 10pm on New Years Day it all unraveled!

Before I had gotten out of the car my wife says something loudly from the back door.

Link to Repair a Broken Refrigerator

Link to "Repair a Broken Refrigerator"

Our refrigerator was dead.  Hundreds of dollars worth of food now sat spoiled on the shelves.  On our beautiful wood floors there was an unholy mixture of previously frozen items from the freezer.  The floors had already started to warp from the moisture.

The cleanup lasted well into the night and early morning.  When I was just about done cleaning the floors  I thought about Murphy’s Law, “Anything bad that can happen, will happen.” Then I thought, “This is why I have money in savings.  I need to be an example to my family and the ones I care about to show them how to responsibly cope with little disasters such as this.  Bring it on Murphy!  I’m ready for whatever you can throw at me!” It was about this time that my wife noticed some little bugs in the house.  No problem, they probably came in when I had the doors open dealing with the fridge.  Wrong.  Our Christmas Tree(real tree) had about a thousand little dead bugs lying under it.  We figure they were in the tree and must have prematurely hatched outside of their natural habitat.  A few survived and were now living in our house.

On to round two where we hurriedly took down the decorations and escorted the tree outside!  With all the cleaning and vacuming done that night, one might have thought we had the mayor coming to visit the next day.  But all in all this whole thing was a breeze to cope with because there’s no question of how we are going to pay for the repairs.  The fridge was fixed for $120.  The bugs were no big deal once the tree was removed.  The floors might cost as much as $500 to repair.  Nothing a little savings can’t handle.  Now, taking the repairman’s advice, we’re waiting for Murphy’s third pitch.  Nothing yet, but I’m checking the air in all the tires!  We’re confident that whatever comes next, we, and our savings, will be ready to tackle it.


Is Your Money Safe?

August 18, 2008

In light of those bank failures earlier this Summer, here’s a short(1 min) video about the safety and soundness of America’s credit unions.  It’s from the president of the Credit Union National Association, Dan Mica.

Actually at this time Piedmont Credit Union is financially stronger than it has ever been!  This is thanks to the thousands of members who have trusted us and faithfully used our services over the years.


An ethical question?

August 15, 2008

Our latest poll asks an ethical/moral question about money.  Well maybe it’s moral?  I guess the poll really is geared to reveal whether or not people have morals when it comes to money or whether decisions are based on logic and consequences.  Anyway here it is…


A Great Deal!

August 4, 2008

Here’s one of the best deals available anywhere.  Are you ready? It’s your local public library.

You can read all the books you want and not pay one red cent!  Many libraries even let you check out dvd movies for free!  Last weekend my wife & I watch a delightful romantic comedy called “The Holiday”.  We got “Old Yeller” for the kids.  I cried, again.

So when is the last time you used your library card?


Advice About Debt Consolidation Loans

July 23, 2008

If you ever are in the predicament of having to take out a Debt Consolidation Loan, don’t do it unless you are willing to change whatever it is that put you in that predicament.  Otherwise, in the future, you will likely find yourself in that predicament again.