“Why Save Money?” or “Bad Things Happen In Threes!”

January 8, 2009

“Bad things happen in threes!”  At least that’s what the refrigerator repairman said.  It all started when we went on vacation to Gatlinburg, TN with my family which lives mostly out of town.  It was a great trip!  We stayed up late playing dominoes(I won rather handily BTW).  We got stuck on a mountainside and had to engineer our way down.  Even the long drive wasn’t bad.  This was one of the best vacations in recent memory.  But when we arrived at home 10pm on New Years Day it all unraveled!

Before I had gotten out of the car my wife says something loudly from the back door.

Link to Repair a Broken Refrigerator

Link to "Repair a Broken Refrigerator"

Our refrigerator was dead.  Hundreds of dollars worth of food now sat spoiled on the shelves.  On our beautiful wood floors there was an unholy mixture of previously frozen items from the freezer.  The floors had already started to warp from the moisture.

The cleanup lasted well into the night and early morning.  When I was just about done cleaning the floors  I thought about Murphy’s Law, “Anything bad that can happen, will happen.” Then I thought, “This is why I have money in savings.  I need to be an example to my family and the ones I care about to show them how to responsibly cope with little disasters such as this.  Bring it on Murphy!  I’m ready for whatever you can throw at me!” It was about this time that my wife noticed some little bugs in the house.  No problem, they probably came in when I had the doors open dealing with the fridge.  Wrong.  Our Christmas Tree(real tree) had about a thousand little dead bugs lying under it.  We figure they were in the tree and must have prematurely hatched outside of their natural habitat.  A few survived and were now living in our house.

On to round two where we hurriedly took down the decorations and escorted the tree outside!  With all the cleaning and vacuming done that night, one might have thought we had the mayor coming to visit the next day.  But all in all this whole thing was a breeze to cope with because there’s no question of how we are going to pay for the repairs.  The fridge was fixed for $120.  The bugs were no big deal once the tree was removed.  The floors might cost as much as $500 to repair.  Nothing a little savings can’t handle.  Now, taking the repairman’s advice, we’re waiting for Murphy’s third pitch.  Nothing yet, but I’m checking the air in all the tires!  We’re confident that whatever comes next, we, and our savings, will be ready to tackle it.

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Let’s all take a day off!

November 5, 2008

It’s a great couple months to work at the credit union!  We’ll be closed in November for Veterans Day and then two days at Thanksgiving.  Then the credit union will be closed for two days at Christmas and then again on New Year’s Day.  That’s 6 days off over a span of five weeks!  I’m certainly not complaining.  One thing to remember is that the days before and after holidays are always much more busy than usual.  I think it’s well worth it though to get to spend time with loved ones and put the worries of work aside.

What do you think? What days do you have off this holiday season?  What days do you wish you had off?